Get Out of your Debt Trap

Yes, Loan settlement is possible!
Start your journey towards becoming debt free today

How It Works?

Debt relief or "Loan settlement" is an opportunity to get out of your loan/debt trap without paying the full amount owed by you. Our experts negotiate with your creditors to get them to agree to settle for less than the full amount you owe.

There are 5 phases in Loan settlement process:


Check Eligibility

Share information about your unsecured debts (credit cards, personal loans etc) with our counsellors and check your eligibility for debt settlement



Sign up with us after selecting a suitable plan and signing a legal agreement that protects your interest and enables debt settlement



Start saving through automatic monthly transfers into an Escrow account that you control and let us handle the communication with your creditors to remove your worries and harassment



After enough funds build up in the escrow account, we will negotiate with your creditors to settle your loans for significantly less than the outstanding amounts.



We will work hard to get you the best savings possible and settle the loans after your approval. Once the amount is paid to the creditors, you get your settlement letter and become debt free!

Our Debt Relief Services

Personal Loan Settlement Agency!

Personal loan settlement

Personal loan settlement is the process of paying back a small percentage of your loan balance to close the debt. Many people seek help from for settling their obligations since banks and NBFCs don't agree on settlement easily.

Credit Card Loan Settlement Agency!

Credit card loan settlement

Credit card debt can be very expensive with interest rates as high as 40%. If you have a credit card debt that you are unable to pay and want to resolve, you should consider settlement. It will save you money and improve your financial situation in the long run.

Anti-harassment Service!

Anti-harassment service

Harassment by recovery agents is quite common in India, inspite of several Supreme Court judgements and RBI guidelines prohibiting harassment of borrowers. Read on to know how we can help with our Anti-harassment Service!

Debt Closure Services!

Debt closure

Debt closure or loan closure is a viable option if you can pay the full amount or say 80% of the amount in installments that are affordable to you and can be negotiated with the bank. It is a recommended option for smaller loan amounts.

Listen to Kiku Sharda's video about Loan Settlement.

Kiku is a well known film and television actor popular for his varied roles in the "Kapil Sharma Show".

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Frequently Asked Questions

Loan settlement is the process of negotiating with creditors to pay off a debt for less than the full amount. It is also known as debt settlement, debt relief, or debt resolution.

There are several reasons why you might want to settle a loan. Maybe you can no longer afford the monthly payments, or you want to get rid of the debt as quickly as possible. Perhaps you’ve fallen behind on payments and are facing foreclosure. Whatever the reason, loan settlement can be a way to get out of debt without having to declare bankruptcy.

Loan settlement works by negotiating with creditors to pay off a debt for less than the full amount. For example, if you owe Rs.300,000 on a credit card, you might be able to settle the debt for Rs.150,000. The creditor gets paid and you get out of debt. It's a win-win situation.

There are several benefits to loan settlement. First, it can help you get out of debt quickly. If you’re struggling to make monthly payments, settling your loans can give you some breathing room. Second, it can save you money. When you settle a loan, you pay less than the full amount owed. This can be a huge relief if you’re struggling to make ends meet.

We can help you in settling unsecured loans like personal loans, credit card debts, consumer loans, unsecured business loans etc. We cannot settle collateral based loans like home loans, auto loans, gold loans and consumer durable loans.

Yes, it is perfectly legal.

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